Reasons to consider an appraisal from National Home Appraisal Corporation

To a lot of people, an appraisal is simply one more thing on the settlement sheet for a home sale or refinance. Most lenders still call in a local expert because the stakes are so high, even though there are an increasing number of automated home valuation methods that may seem more cost-effective than an appraisal. Is securing a mortgage the only basis for getting an appraisal? Are there also cases when the services of a certified, independent real estate professional could be helpful? Of course there are.

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Dispute your tax assessment in Worcester County

If you live in an area where property values have depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from us is your best evidence. At National Home Appraisal Corporation, we're equipped to assist you in disputing your tax assessment.

Getting rid of your PMI for mortgage payments

When the amount being loaned to the home buyeris more than 80% of the actual value of the home, most lenders ask home buyers to buy this supplemental insurance plan. That policy is Private Mortgage Insurance, or PMI. Since the extra payment is usually bundled into the monthly mortgage payment, it is often forgotten. PMI is unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - dips below the 80% mark, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress requiring lenders to remove the PMI payments when the loan-to-value ratio conditions have been met.

If you'd like to get rid of PMI, National Home Appraisal Corporation can produce a statement regarding the value of your home. The price you paid for the home valuation can usually be recovered in a short amount of time because you'll no longer be paying the PMI.

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Settle a divorce with less stress

A divorce can be a particularly daunting event for both parties, and it is often more complicated by the strenuous decision of who gets the home. So both parties are fully aware of the true market value of their home, it's a good idea to get an appraisal from National Home Appraisal Corporation, regardless of the situation.

If the parties wish to sell the home, they'll have a a good idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Ascertain a fair and accurate valuation for estate liquidation

Losing a loved one is a painful time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the residential property involved. We guarantee the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthier individuals, most Americans do not have dedicated estate planners or executors to manage these matters. And seeing that a home or other property often makes up an unequal share of the total estate value, knowing the true worth of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received a fair deal.

Move to or from Worcester County for work

Employee relocation can be a stressful event, and we understand. That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive characteristics of their property, as well as information about any current sales or listings in their area that they want considered during our thorough inspection.

Sell your home quickly — for the right price

Whether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a better educated decision when determining your selling price. An appraiser has no vested interest in what price the house sells for, apart from real estate agents. Our fees aren't related to the sales price, but rather they are based on our efforts to finish the appraisal report.

We examine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long housesstay on the market. So, getting a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.

Let National Home Appraisal Corporation help you sell your home quickly at the right price